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Friday, November 5, 2021

Did you know you can invest in neurodiversity? Well, you can! There is a Neurodiversity Index that only includes companies that meet 8 of the following criteria: 1) The company is dedicated to advancing Neurodivergent leadership 2) The...

Thursday, November 4, 2021

2030 is targeted for incredible change in the US’s fight against climate change. As I have mentioned before, the US would like to be at 100% clean-sourced electricity by 2035, but there are many changes likely by 2030, for both...

Friday, October 8, 2021

If you’re negotiating a divorce, or have been through a divorce and are receiving maintenance payments (and/or child support), there is one asset you must have- it’s Life Insurance. But not on you, silly, on your ex! The...

Wednesday, October 6, 2021

Investing in something should make you feel good. It should instill a feeling of excitement, hope and pride. But what if you’re investing in something that’s not aligned with your true core? How can you feel good knowing...

Wednesday, August 11, 2021

Oh no! Money got tight after your divorce, and you’re still learning what your expenses will look like now. I get it. You’re not alone, many people experience this same need for liquid cash. Unfortunately, that’s not...

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Monday, July 26, 2021

You might remember I wrote a blog post not long ago about the crypto-craze and likened it to the beanie-baby craze of the late 1990’s. Regardless of my opinion on its long-term viability, crypto-currency is a topic that comes up...

Friday, July 16, 2021

Do you have a Target Date Fund in your 401k? If so, chances are you’re invested in it somehow, as 77% of all plan participants who are offered one are invested in one.1 And if you’re a Millennial, you’re likely to...

Tuesday, June 1, 2021

You’ve heard of Pi Day (3.14), now it’s time to celebrate 5.29 day! May 29th is a reminder for those of us with little ones in our lives that now is a good time to save for their schooling with a 529 College Savings Plan!...

Tuesday, April 20, 2021

Earth Day 2021, what are you going to do differently? Our waters are getting dirtier and closer to becoming undrinkable as the days creep on. Our communities and municipalities are under attack financially because of the shape of our...

Wednesday, March 24, 2021

What can you not live without, is starting to become tainted most everywhere you look, yet you expect it to be available to you at any given moment? WATER. Let me rephrase that- CLEAN water. March 22 was World Water Day. I’ve...

Friday, January 29, 2021

When I was in junior high my grandma gave us grandkids beanie babies for Christmas presents. I’d not heard of them yet but I was in junior high so I was a little old for them anyway. I kept them because, really, what else would I...

Friday, January 29, 2021

Many people have asked me, “why is the market so hot when we’re in the middle of a pandemic?” Because -people have money and they don’t know what to do with it. When we can’t spend it (because...

Tuesday, December 29, 2020

Were you aware that COVID-19 is forcing many young girls to revert back to old practices like child labor, childhood marriage, and genital cutting? No? Well I didn’t either. And now that I know it’s absolutely devastating...

Saturday, December 5, 2020

Is alternative energy a good investment? I’ve been asked this for years. And now, alternative energies are a hot sector. Some reasoning for this might be due to Tesla, which is not only a relatively new luxury electric vehicle,...

Wednesday, November 25, 2020

There are two main investment types available to most investors- stocks and bonds. Stocks a form of ownership in a company, so if you own a stock share it means you gain when the business is successful. Bonds are a little different....

Thursday, November 12, 2020

I’ve been in the business for 16+ years now so I’ve seen a few interesting things over the years. When financial planning for someone who is either going through a divorce or has gone through the divorce process, I am...

Thursday, November 5, 2020

I chose the name Equanimity for my business because of what it means- mental calmness, composure, and evenness of temper, especially in a difficult situation. Now is the time when many people need that steadiness, after all,...

Wednesday, October 7, 2020

There aren’t many people that are opposed to municipal bonds. My high net worth clients like them for their tax-free income, and most of my Socially Conscious clients like them as they inherently support the enhancement and...

Monday, October 5, 2020

I’m a working mother. And as of the pandemic, I’m basically working two jobs- one paid and one not. I’m now a Teaching Assistant to my school-aged child in addition to being a Financial Planner/small business owner....

Monday, September 14, 2020

Two weeks ago we had our friend Bill Dean from Franklin Templeton* speak to us (virtually, of course!) with some market perspective. Yes, this market is different than all other markets…but then again, in many ways it’s...

Monday, August 24, 2020

According to the World Weather Attribution (WWA) project, the Siberian Arctic has been experiencing a heat wave. The average temperatures between January and June so far this year have been up 5 to 10 degrees Celsius (that’s 41...

Tuesday, August 18, 2020

I’ve just recently been reminded of an update we did a few years back for a client. He came to us from several transactional relationships with “advisors” and had investments scattered everywhere. Of those investments...

Monday, July 13, 2020

Of the 68 million people receiving Social Security, Social Security Administration’s Office of Inspector General released an internal audit report in early June reporting more than 15,000 widows and widowers were being underpaid1...

Monday, June 22, 2020

Black Lives Matter. Before I begin, let me be clear- I AM NOT taking a political stance nor am I addressing the police force in any way. This is simply recognizing that there are systemic issues that are baked into our world, of which...

Thursday, May 28, 2020

Divorce- it can be one of the unfortunate results of too much time together spent in tight, tension-filled environments like we’ve been in lately. Many households have both spouses home now, either due to the stay-at-home orders...

Friday, May 8, 2020

I’ve been quiet about an important topic for fear of being tasteless in our current situation. But I’ve come to the conclusion that this is no time for me to hold back as it could be the difference between some semblance of...

Tuesday, April 7, 2020

It is important to know the rules when it comes to claiming Social Security because there may be claiming strategies available to you that you’ve not heard of. For instance, did you know that Social Security benefits can be paid...

Wednesday, April 1, 2020

Greenwashing is nothing new, we’ve seen it with retail products claiming their product is made with “natural” ingredients (what is natural? And is natural always safe?) or claims that their products are certified by...

Monday, March 23, 2020

I just heard from another client asking how to stop their contributions to their employer plan because of the recent Coronavirus (also known as COVID-19) market decline. It is times like these that I see how important my job is to the...

Thursday, March 19, 2020

If you’re like me, you prefer to use “naturally based” products as much as possible rather than those that are man-made and chemical-laden. And when it comes to investing, you might similarly prefer to invest in...

Friday, March 6, 2020

Lately many of my clients have been coming to me with questions on whether or not they should be participating in their Employer Plan or their IRAs on a post-tax basis. The answer always lies in a case-by-case calculation.

Tuesday, February 25, 2020

Recent legislation called The SECURE Act (Setting Every Community Up for Retirement Enhancement Act) has widespread effects over many financial plans. One of the more interesting changes made regarding how beneficiaries can inherit...