One of the most important, yet often overlooked topic in Special Needs planning is taking care of the caretaker. It's hard to think about caring for yourself when there is a large financial need for someone else in your life. Being a caretaker for a Special Needs individual can be both expensive and time-consuming. It can be hard to come up with enough money to cover your financial needs and the ongoing financial needs of your loved one simultaneously. Join Carrie Waters Schmidt MS, CFP®, CDFA®*, AWMA®, ADPA®, CSRIC™  and Terri Buechner to discover how you can grow your assets on top of market growth with a special death benefit rider that can potentially pay more than the contract value at death so there's more available to go to a Special Needs Trust.

*Carrie Waters Schmidt does not practice Divorce Financial Planning at Lincoln Financial Advisors.